New Zealand’s beautiful and varied landscapes, mild climate, and relaxed lifestyle make it an attractive place to live. Whether you enjoy vibrant cities, laid-back coastal towns, or hitting the road in your RV, it’s a top choice for retirement.

Why retire in New Zealand?

High quality of life

New Zealand consistently ranks among the top countries globally for quality of life, including factors such as health, education, and income.

Government support

NZ Super is a non-means-tested pension currently available to eligible residents aged 65 and over. To qualify, you need to have lived in New Zealand for at least 10 years since age 20, with five or more of those years after turning 50.

Healthcare in New Zealand is largely subsidised, giving residents low-cost access to essential services. New arrivals may face a stand-down period before becoming eligible, and non-residents will usually need private health insurance.

Safety and stability

New Zealand’s low crime rates, political stability, and social cohesion are reflected in relatively high levels of trust in government, multicultural inclusiveness, and strong community ties. 

Plentiful leisure opportunities

From world-class walking and cycling tracks, to local wineries, quirky art galleries, lush coastal escapes, and a wide variety of clubs and community groups, New Zealand offers a fulfilling and active lifestyle that’s perfect for making the most of your retirement.

Best places to retire in New Zealand

Auckland

Auckland, New Zealand’s largest city, has access to a wide range of shopping and dining options, and plenty of cultural and sporting attractions from waterfront walks to museums to concerts and community events. 

From the vibrant inner city to the relaxed coastal suburbs, there are many excellent options for retirement, and with Auckland’s mild climate, you can enjoy an outdoor lifestyle all year round. 

Waikato

If you're looking for a balance between city convenience and countryside calm, Waikato could be just the place for you. You can enjoy a slower pace of life and strong community spirit – perfect for making new friends and staying active.

Whether you're walking local trails, enjoying a day out at a winery, or visiting nearby lakes and gardens, there’s always something to do. Waikato generally offers more affordable housing than Auckland, giving you great value in a beautiful setting.

Tauranga

If you’ve always dreamed of retiring by the sea, Tauranga is a top pick. You’ll love the mild weather, coastal walking tracks, and beautiful beaches that make every day feel like a holiday.

This region is known for its vibrant retirement communities and strong social scene, so you’ll find it easy to stay connected and engaged. Whether you’re meeting friends at a local café or taking in the view from the Mount, you’ll feel right at home.

Wellington

There’s no shortage of things to do in New Zealand’s capital city. Known as New Zealand’s cultural capital, it’s home to the national museum Te Papa Tongarewa, countless art galleries, theatres, and a thriving music and film scene. 

Wellington is also famous for its vibrant coffee scene and boutique cafés; some say it’s one of the best coffee cities in the world. Surrounded by hills and a stunning harbour, Wellington offers bush walks, scenic lookouts, and easy access to the beautiful Kapiti Coast.

Canterbury

Canterbury offers plenty of space, scenic beauty, and an excellent lifestyle mix. Christchurch, the largest city, is famous for its parks and gardens, earning it the nickname of The Garden City. 

It’s also the gateway to adventure. The flat terrain and cycle-friendly infrastructure encourage biking, while proximity to beaches and mountains makes it easy to maintain an active lifestyle. This region is known for its affordability, making it easier for you to find the perfect home. 

Dunedin

Dunedin offers a unique blend of heritage, culture, and natural beauty. Known for its striking Victorian architecture, the city has a relaxed pace of life. The nearby Otago Peninsula is a haven for wildlife lovers, with opportunities to see albatross, penguins, and sea lions up close. 

Housing is affordable compared to other major centres and has a strong sense of community. With beautiful beaches, scenic walking tracks, and a lively arts and café scene, Dunedin provides a balance of tranquility and cultural richness.

Choosing the right retirement lifestyle in New Zealand

Independent living vs. retirement villages: what’s best for you?

You don’t necessarily need to choose between independent living or a retirement village – many villages offer an independent lifestyle where you can enjoy the best of both worlds. 

Village residents live independently, with access to a built-in community offering opportunities to meet like-minded people, take part in activities, and stay socially connected. This can be helpful for combating social isolation in older people, especially if friends or family live far away.

Access to healthcare is another consideration. Living independently requires finding and managing your own healthcare providers. Many retirement villages offer onsite or on-call medical services. 

Thinking about your future needs and how you want to spend your time can help you decide which option feels right.

Why Ryman is a leading choice

At Ryman, everything we do starts with our residents. We’ve built vibrant, supportive villages across New Zealand – places where you can live the way you choose. Each village community is thoughtfully located, beautifully maintained, and designed to help you thrive.

Thinking about the next step?

Make an appointment to visit a Ryman village near you – and discover what your next chapter could look like.