It depends. Some villages charge as much as 40%, however at a Ryman village you will pay only 4% per year for an independent apartment, which is then capped at 20%.
So, if you vacate a Ryman apartment or townhouse after 2 years, your capital sum will be repaid to you minus 8%. If you live in the apartment or townhouse for 25 years, you’ll still only pay a 20% DMF when you move out.
Ryman guarantees your DMF will not exceed 20% - even if you transfer to another apartment or townhouse within the village, or even if you transfer to another Ryman village.